Attention homeowners in Senatobia and Tate County: Get an Appraisal today!

Check out the top 7 reasons MS homeowners use Bedford Hunt:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
  2. Challenge property tax assessments
  3. To reduce their monthly mortgage payment by removing PMI
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a MS divorce, when property needs to be divided
  7. To determine the true market value of real estate in question to settle an estate

Need help deciding the price of your house in or near Senatobia, MS?
Contact Bedford Hunt.

At Bedford Hunt, we understand the special needs of a customer looking for appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. Being a person not in the real estate industry that probably doesn't see an appraisal every day,we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. The professional appraisers at Bedford Hunt will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your home is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value opinion than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut expenses for homeowners. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We are veterans in helping customers just like you rid themselves of unwanted PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if you live in a local area that is declining or is not appreciating as much as other properties close to yours. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal from Bedford Hunt is your number one weapon.

Was your HELOC recently frozen?

Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow angle, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Bedford Hunt can provide you with an expert appraisal that will help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned appraiser to double-check your appraisal for preciseness? An appraiser from Bedford Hunt can go out and check the subject and comparables in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Bedford Hunt can We can assist you. Even though this is typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your house.